:root{--ink:#152238;--ink-soft:#44506b;--muted:#6b7489;--bg:#ffffff;--bg-alt:#f5f6f9;--line:#e2e5ec;--accent:#8A6A35;--accent-soft:#F4EDE2;--gold:#B08A4E;--radius:14px;--max:1120px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:16px}
a{color:var(--accent)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.2}
h1,h2{font-family:Poppins,Inter,sans-serif;font-weight:600;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.5vw,3.1rem)}
h2{font-size:clamp(1.6rem,3vw,2.2rem);margin-bottom:12px}
h3{font-size:1.1rem;font-weight:600}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.75rem;font-weight:600;color:var(--accent);margin-bottom:10px}
.lead{color:var(--ink-soft);font-size:1.08rem;max-width:760px}
section{padding:72px 0}
.alt{background:var(--bg-alt)}
header{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line);z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px}
.logo{display:inline-flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}
.mark{display:flex;flex-direction:column;gap:4px}
.mark i{display:block;height:7px;background:currentColor}
.mark i:nth-child(1){width:20px;background:var(--gold)}
.mark i:nth-child(2){width:28px}
.mark i:nth-child(3){width:36px}
.wm{display:flex;flex-direction:column;font-family:Poppins,Inter,sans-serif;line-height:1.15}
.wm b{font-weight:700;font-size:.95rem;letter-spacing:.06em}
.wm small{font-weight:300;font-size:.62rem;letter-spacing:.26em;color:#5B6475}
.logo.inv{color:#fff;margin-bottom:14px}
.logo.inv small{color:#C9CFDC}
.nav ul{display:flex;gap:22px;list-style:none;flex-wrap:wrap}
.nav ul a{color:var(--ink-soft);text-decoration:none;font-size:.92rem;font-weight:500}
.nav ul a:hover{color:var(--accent)}
@media (max-width:820px){.nav ul{display:none}}
.hero{padding:88px 0 64px}
.hero p.lead{margin:18px 0 28px}
.btns{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-block;padding:13px 22px;border-radius:999px;font-weight:600;text-decoration:none;font-size:.95rem}
.btn-primary{background:var(--ink);color:#fff}
.btn-ghost{border:1.5px solid var(--ink);color:var(--ink)}
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px;margin-top:44px}
.fact{border:1px solid var(--line);border-radius:var(--radius);padding:16px 18px}
.fact b{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:4px;font-weight:600}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:18px;margin-top:34px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.card .tag{display:inline-block;font-size:.72rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;background:var(--accent-soft);color:var(--accent);padding:4px 10px;border-radius:999px;margin-bottom:12px}
.card .tag.off{background:#eceef2;color:var(--muted)}
.card h3{margin-bottom:8px}
.card p{color:var(--ink-soft);font-size:.95rem}
.card ul{margin:12px 0 0 18px;color:var(--ink-soft);font-size:.93rem}
.card ul li{margin-bottom:4px}
.card .site{display:block;margin-top:14px;font-size:.88rem;font-weight:500}
.table-wrap{overflow-x:auto;margin-top:30px;border:1px solid var(--line);border-radius:var(--radius);background:#fff}
table{width:100%;border-collapse:collapse;min-width:760px;font-size:.93rem}
th,td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--bg-alt);font-size:.78rem;text-transform:uppercase;letter-spacing:.07em;color:var(--muted)}
tr:last-child td{border-bottom:none}
td b{color:var(--ink)}
.note{font-size:.88rem;color:var(--muted);margin-top:14px}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;margin-top:30px;counter-reset:s}
.step{padding:22px;border-radius:var(--radius);background:#fff;border:1px solid var(--line)}
.step::before{counter-increment:s;content:counter(s);display:inline-flex;width:32px;height:32px;border-radius:50%;background:var(--ink);color:#fff;align-items:center;justify-content:center;font-weight:600;margin-bottom:12px}
.step p{color:var(--ink-soft);font-size:.93rem;margin-top:6px}
.policy{border-left:3px solid var(--gold);background:#fff;padding:20px 22px;border-radius:0 var(--radius) var(--radius) 0;margin-top:16px}
.policy h3{margin-bottom:6px}
.policy p,.policy li{color:var(--ink-soft);font-size:.95rem}
.policy ul{margin:8px 0 0 18px}
.disclaimer{font-size:.9rem;color:var(--ink-soft);margin-top:14px}
.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px;margin-top:30px}
.contact-grid .card a{word-break:break-word}
footer{background:var(--ink);color:#c9cfdc;padding:48px 0 32px;font-size:.9rem}
footer a{color:#fff;text-decoration:none}
footer a:hover{text-decoration:underline}
.foot{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:28px}
.foot h4{color:#fff;font-size:.85rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:10px}
.foot ul{list-style:none}
.foot li{margin-bottom:6px}
.legal{border-top:1px solid rgba(255,255,255,.15);margin-top:36px;padding-top:20px;font-size:.82rem;color:#9aa3b8}
.doc{max-width:820px;margin:0 auto;padding:56px 20px 80px}
.doc h1{font-size:clamp(1.9rem,4vw,2.6rem);margin-bottom:6px}
.doc .updated{color:var(--muted);font-size:.9rem;margin-bottom:28px}
.doc h2{font-family:Poppins,Inter,sans-serif;font-size:1.25rem;margin:36px 0 10px;scroll-margin-top:84px}
.doc p,.doc li{color:var(--ink-soft);font-size:.98rem;margin-bottom:10px}
.doc ul{margin:0 0 12px 20px}
.doc .toc{background:var(--bg-alt);border:1px solid var(--line);border-radius:var(--radius);padding:18px 22px;margin-bottom:10px}
.doc .toc ul{list-style:none;margin:0;columns:2;column-gap:28px}
.doc .toc li{font-size:.9rem;margin-bottom:4px;break-inside:avoid}
.doc .toc a{text-decoration:none}
.doc .intro{background:var(--accent-soft);border-radius:var(--radius);padding:16px 20px;margin-bottom:20px}
@media (max-width:640px){.doc .toc ul{columns:1}}